Daniel J Farrugia MD PhD FACS – Liposuction, Fat Transfer, BBL in Chicago

Financing Your Cosmetic Surgery Procedure

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2 Year Zero Interest Financing*

2 Year Zero Interest Financing*

Get a full 2 year ZERO Interest financing for your procedure

Financing Plan Options

In the ever-evolving landscape of healthcare financing, there are two newcomers to the cosmetic surgery market – PatientFi and Cherry Payment Plans, which join the established Care Credit.

We are proud to offer a full 2 year ZERO INTEREST* financing option with all the 3 payment plans below.

*0% APR for 24 months is available for qualifying patients as determined by third party financing companies.


Instant approval, no hard credit checks to apply



Instant approval, no hard credit checks to apply


Care Credit

Care Credit offers a healthcare credit card and payment plans.

Estimate your Monthly payment

We offer up to 24 months (2 years) ZERO interest if paid in full*
Applying for Financing

Understanding Payment Plans

Cherry and PatientFi are leading-edge patient financing platforms. They have revolutionized the way people pay for their elective healthcare procedures by providing low-interest loans to cover the cost of surgeries not typically covered by insurance, like cosmetic surgery.

These platforms were created with the understanding that everyone deserves access to desired elective procedures, without the stress and anxiety that often come with high upfront costs. Both PatientFi and Cherry facilitate this by offering a seamless, quick, and easy-to-navigate application process.

No impact to your credit score

No hard credit checks are done at any point of the loan application process, but if the loan is used, it will show up on your credit report.

Instant Approval

Instant approval in most circumstances. Both platforms allow you to ask for a higher loan amount after approval.

Pay on a friendly monthly plan

At BodyLuxe we are offering a full 2 year ZERO INTEREST financing option with Cherry, PatientFi & CareCredit.

How it works

How Payment Plans Work

Payment Plans such as Cherry and PatientFi operate in partnership with a network of physicians and healthcare providers across various specialties. When you decide to go ahead with your cosmetic surgery, our customized application links will direct you to apply for a loan through the platforms’ secure websites.

Swift and Easy Application

The short application process requires some basic information, such as your name, contact details, social security number, and employment details. Cherry and PatientFi use this information to conduct a soft credit check, which doesn't impact your credit score.

Soft Credit Check

A soft credit check allows you to see your loan options without damaging your credit score, which is a major advantage over many traditional loan providers. Because of this, you can apply to both Cherry and PatientFi to see who offers the highest limit.

Affordable Payment Terms

After your application is approved, you'll be offered a loan with a competitive interest rate. For applicants with a sufficient credit score, a payment plan with a 2 year zero interest financing will also be offered. Please note that BodyLuxe has nothing to do with approvals and the type of plans offered.

Transaction sent for your acceptance

Once you decide to go forward with your surgery, we will create the transaction with the payment plan, which will send it for your acceptance, at which point you choose your repayment terms, typically ranging from 6 to 60 months, to suit your financial circumstances. The funds are then paid directly to the healthcare provider.

Exceptional Customer Service

Both Cherry and PatientFi provide excellent customer service. They have a dedicated team that’s ready to assist you throughout the application process and beyond.

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Pay on Your Terms

Final Words on Payment Plans

In Conclusion

Financing cosmetic surgery can be a daunting task, but innovative platforms like Cherry and PatientFi are changing the narrative. By offering an accessible and affordable financing solution, these payment plans allow you to focus on what really matters – your health and self-confidence.

Remember, while these plans offer an excellent solution to managing the cost of cosmetic surgery, it’s essential to consider your financial situation carefully. Taking on a loan is a significant commitment, and you should ensure you’re in a position to handle the repayment terms comfortably. Always consult with a financial advisor if you’re unsure about taking this step.

Service details

Alternative Payment Plans

We offer several other alternative forms of payment and financing.

We also accept major credit cards, Zelle, Venmo and bank wire transfers.

General FAQ

Common Questions

No. The platforms stipulate a minimum out of pocket charge that can be paid by credit card and the rest is financed through the loan. We charge a surgical fee of $1,495 which is paid by credit card at the time of booking the surgery and is applied towards the cost of the procedure.

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