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Daniel J Farrugia MD PhD FACS – Liposuction, Fat Transfer, BBL in Chicago

BodyLuxe’s 24-Month Zero Interest Financing vs AirSculpt

Financing

At BodyLuxe, the cosmetic surgery practice of Dr. Daniel Farrugia, we are committed to helping you achieve the body of your dreams without financial hurdles standing in the way. We know that cosmetic surgery can be a significant financial decision, but it doesn’t have to be a difficult one. That’s why we’re proud to offer 24-month zero interest financing for eligible patients through Cherry Payments and CareCredit. With this financing option, you can spread the cost of your procedure over two years, interest-free, making it easier to turn your cosmetic goals into reality.

What sets our financing apart is that we, as the practice, actually absorb the interest for our patients. This means we are actively investing in your ability to make these life-changing decisions more affordable. We believe in full transparency and are committed to providing you with financial options that truly benefit you, not us.

Why We Chose Cherry Payments and CareCredit

At BodyLuxe, we selected Cherry Payments and CareCredit as our financing partners after considerable research and experience with various payment platforms. These companies have a history of being patient-friendly, offering higher approval rates, and making it easier for our patients to access financing.

  • Cherry Payments is known for its simplicity and quick approval process. It provides flexible options for patients and has a straightforward application procedure, with many of our patients finding it to be a great fit for their needs.

  • CareCredit is a well-established healthcare credit card that allows patients to finance elective medical treatments. Its strong reputation and wide network make it one of the best options for cosmetic surgery financing.

These two platforms offer high approval rates, ensuring that more patients can qualify for the financing they need to achieve their desired results. For us, that’s a win. We want to make sure that anyone who comes to BodyLuxe and wants to transform their body has the financial means to do so, without the worry of high-interest costs.

Learning from Experience: Our Time with PatientFi

Before we committed to Cherry Payments and CareCredit, we partnered with PatientFi, a relatively new player in the medical financing field. While PatientFi offered decent financing rates for us as a practice, we encountered a significant problem: very few of our patients were approved for financing through their platform.

PatientFi’s low approval rate was a major barrier, leaving many of our patients frustrated and unable to proceed with their desired procedures. Despite the attractive financing terms on paper, if most patients can’t qualify, it defeats the purpose of offering a financing solution.

This experience reinforced the importance of choosing partners who prioritize accessibility. We want our patients to have the greatest opportunity to finance their procedures, which is why we ultimately made the decision to work with Cherry Payments and CareCredit instead. These platforms not only offer zero interest financing but also approve more patients, making it a win-win for everyone involved.

The AirSculpt Comparison: A Calculated Marketing Approach?

AirSculpt, a competitor in the cosmetic surgery field, recently rolled out a 24-month zero interest financing plan as well—but exclusively with PatientFi. This is interesting to us for several reasons.

First, AirSculpt also accepts Cherry Payments and CareCredit, just like we do. Yet, for their highly advertised 24-month zero interest financing, they chose to partner only with PatientFi. Why is this?

Given our experience with PatientFi’s low approval rates, it raises an important question. By offering 24-month zero interest financing through a provider that approves very few patients, is AirSculpt setting itself up to appear more generous without having to offer the financing to a significant portion of its customer base? If the majority of patients aren’t able to qualify, then AirSculpt isn’t actually covering the interest for very many people. This could reduce their financial burden while still allowing them to use attractive marketing language to draw in potential clients.

We believe transparency is key in cosmetic surgery. At BodyLuxe, we’ve chosen to offer 24-month zero interest financing through partners that approve more of our patients, meaning the offer is real, tangible, and accessible. We’re not interested in marketing tricks or limiting our patients’ options. We want to help as many people as possible afford the treatments they want.

Why BodyLuxe Is Different

At BodyLuxe, we prioritize you, the patient. Whether it’s ensuring the best care during your procedure or offering the most accessible financing options, everything we do is centered on your needs. Our decision to partner with Cherry Payments and CareCredit for 24-month zero interest financing reflects that commitment. We are genuinely absorbing the interest for you, not relying on tactics to minimize our own financial output.

We encourage you to explore your options with us. Our financing is not a gimmick. It’s a solution to help you achieve your goals with no hidden surprises.

How to Get Started

If you’re interested in learning more about our procedures or financing options, we invite you to schedule a complimentary consultation with Dr. Daniel Farrugia. During your consultation, we will discuss your goals, create a customized treatment plan, and finally walk you through the simple financing application process.

Applying for financing through Cherry Payments or CareCredit is easy:

  1. Consultation: Meet with Dr. Farrugia to design your ideal cosmetic procedure.
  2. Choose Your Financing Option: Our team will help you select the financing partner that’s best for you.
  3. Quick Approval: Both Cherry Payments and CareCredit offer fast, simple application processes with decisions typically made in minutes.
  4. Schedule Your Procedure: Once approved, we can schedule your procedure and start your journey to the body you’ve always wanted.

Final Thoughts

At BodyLuxe, we stand by our promise to offer financing that truly benefits you. No tricks. Just real opportunities to transform your life. Contact us today to learn more and take the next step towards your dream body!

Tags :
Airsculpt, financing, zero interest
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